3 bedroom flats in CMS cost ₦150,000 to ₦47,000,000 per year. Basic apartments start at ₦150,000, while units in premium commercial towers with security personnel, elevator maintenance, backup power systems, and parking privileges reach ₦47,000,000. Building quality and security features significantly affect what you'll pay. Higher floors with better views also cost more.

Flat' or 'apartment'; which should you search for in CMS? Either one works because they mean the same thing here. Both refer to self-contained living spaces within larger residential buildings. The terminology doesn't affect what you'll find. Focus instead on differentiating flats/apartments from houses (standalone buildings), duplexes (two-floor units), or self-contain rooms (single rooms with facilities).

Both options exist in CMS. Bare units run ₦150,000 to ₦47,000,000 per year. Want it furnished with appliances, furniture, and necessary fixtures? That'll cost you an additional ₦2,100,000 to ₦5,400,000 more annually; roughly 25-40% higher than unfurnished. Some buildings cater to corporate tenants with serviced apartments that include regular cleaning. Filter by furnishing status on ExpertListing to see what's available.

CMS properties come with professional building security, functional elevators, diesel generators, dedicated parking (where available), and modern plumbing systems. High-rise buildings feature CCTV surveillance, fire safety equipment, and controlled access systems. You're looking at commercial-grade electrical infrastructure and reliable water supply. Residential amenities like pools or gyms are rare since buildings primarily serve commercial tenants. The focus is on security, vertical transportation, and business-grade utilities. Always verify building-specific features with owners on ExpertListing.

ExpertListing pre-verifies all property owners, agents, and developers before they list. Each listing shows verification badges and direct contact info. But you should still: (1) Schedule a physical inspection using the map location we provide, (2) Ask to see the Certificate of Occupancy (C of O) or Governor's Consent, (3) Make sure the landlord's identity matches the property documents, (4) Never pay rent without signing a proper tenancy agreement, (5) Use ExpertListing's messaging system to document everything.

Raising kids in CMS is extremely challenging and most families wouldn't choose it voluntarily. There's virtually no family infrastructure; no playgrounds, very limited schools, no green spaces for kids to play. The environment is all business; hectic during work hours, empty and isolating evenings and weekends. Other families are scarce, so your kids won't have neighborhood friends. Shopping for family needs, entertainment, healthcare beyond basics all require leaving the area. Most CMS residents are single professionals or couples without kids who work in the district. The only families here are usually those deeply tied to Island businesses who prioritize absolute proximity over everything else. If you have kids, areas like Lekki, VGC, or organized Mainland estates provide proper family environments with schools, other children, recreation, and space.