You're looking at ₦12,000,000 to ₦65,000,000 per year for a 3 Bedrooms flat in Victoria Island, Lagos. Entry-level options kick off around ₦12,000,000, while top-tier properties with amenities like 24/7 power, swimming pools, and gyms can hit ₦65,000,000. What you pay depends mainly on how close you are to landmarks like Eko Hotel, what the estate offers, and whether it comes furnished.

In Nigeria, 'flat' and 'apartment' mean exactly the same thing. Both terms describe self-contained residential units in a building with shared access. You'll see Lagos property listings use these words interchangeably; searching for '3 bedroom flat' or '3 bedroom apartment' in Victoria Island yields identical results. What matters more is distinguishing these from houses, duplexes, or self-contain rooms which are structurally different.

You'll find both options in Victoria Island. Empty units typically go for ₦12,000,000 to ₦65,000,000 annually. If you want it fully kitted with appliances, furniture, and electronics, expect to pay an additional ₦2,500,000 to ₦6,000,000 more per year; that's roughly 25-40% higher than bare units. Many VI properties come semi-furnished with built-in wardrobes and kitchen cabinets already installed. Filter by furnishing status on ExpertListing to find what suits you.

Victoria Island 3 bedroom flats typically feature 24/7 security with armed guards, backup generators (many estates have uninterrupted power), elevators in high-rises, swimming pools, state-of-the-art gyms, and covered parking. Premium buildings throw in concierge services, rooftop terraces, and waterfront access. You're looking at treated water systems, central air conditioning in newer builds, and smart home features in some developments. Most properties have CCTV, fire safety systems, and professional estate management. Amenities vary by building though, so always confirm specifics with the property owner on ExpertListing.

ExpertListing pre-verifies all property owners, agents, and developers before they list. Each listing shows verification badges and direct contact info. But you should still: (1) Schedule a physical inspection using the map location we provide, (2) Ask to see the Certificate of Occupancy (C of O) or Governor's Consent, (3) Make sure the landlord's identity matches the property documents, (4) Never pay rent without signing a proper tenancy agreement, (5) Use ExpertListing's messaging system to document everything.

VI works if money isn't tight and you value convenience over space. Three-bedroom flats here cost serious money, but you get top international schools like Greensprings and Lagos Preparatory within reach, excellent healthcare facilities, and safe neighborhoods with 24/7 security. Kids can play safely in estate compounds. The challenge is space; VI properties are pricier per square meter, so you get less room than Mainland alternatives. Traffic during school runs can be intense. Most families here have drivers to handle logistics. If both parents are banking or corporate types earning well and need to be close to VI offices, it makes sense. But if you want bigger living spaces, gardens, and more room for kids to run around, areas like VGC or even quality Mainland estates give better value.